SHARE

Sl. No.

Particulars

Service Charges

1

Regular Membership Application Form

Rs.50.00

2

Associate Membership Application Form

Rs.100.00

3

Nominal Membership Application Form and processing

Rs.150.00

4

Additional Share Allotments Form

Rs.10.00

5

Share Partial Withdrawal Form

Rs.10.00

6

Share Cancellation Form

Rs.10.00

7

Share Fee / Share

Rs.10.00

8

Admission Fee

Rs.50.00

9

Share Certificate

__

10

Duplicate Share Pass Book

Rs.50.00

11

List of Share Members (names only) / Page

Rs.5.00

12

List of Share Members (name & address) / page

Rs.5.00

13

Duplicate Membership Identity Card

Rs.50.00

14

Duplicate Share Certificate

__

15

Share Processing / Forms Charges

Rs.50.00

16

Additional Share Fee / Share

Rs.10.00

17

Membership sanction letter

__

18

Pass Sheet / page

Rs.10.00

19

Death Relief Fund claimed by Nominee/Heirs

__

20

Share Amount claimed by Nominee/Heirs

Rs.100.00

SAVINGS BANK ACCOUNT

Sl. No.

Particulars

Service Charges

1

Account Opening Form

Rs.0.00 

2

Nomination Registration Form

Rs.0.00 

3

Change of Nomination Form

Rs.0.00 

4

Pass Book

Rs.0.00 

5

Duplicate Pass Book (whichever is higher)

a

With latest Entry (upto 6 months)

Rs.100.00

b

Previous Entry Per Page

Rs.100.00

c

Beyond 6 Months

Rs.150.00

6

Pass Sheet / Page (in addition with PB)

Rs.100.00 (First page only) + Additional sheet Rs.10 per sheet

7

Issue of MICR Cheque Book of 10 leaves (First Cheque Book Free for new account)

Rs.30.00

8

Issue of Withdrawal Slip (upto Rs. 20,000 only)

Rs.0.00  

9

Issue of Balance Certificate

Rs.100.00

10

Stop Payment Instruction / instrument

Rs.100.00

11

Reversal of Stop Payment Instruction

Rs.100.00

12

Signature Verification

Rs.100.00

13

Penalty for non-maintenance of Min. Balance

Rs.100.00 per Instance

14

Charges for excess debit entries (50 Free Debit Entries per Annum – other than bank charges)

Rs.10.00 per debit entry

15

Photo Attestation Charges

Rs.100.00

16

Enquiries relating to old records (more than 12 months old)

Rs.100.00

17

Local Mailing charges

Rs.50.00

18

Outstation Mailing charges

Rs.100.00

19

Record copy of the cheque (Current F.Y)/Instrument

Rs.50.00

   19 a

Record copy of the cheque (Previous F.Y)/Instrument

Rs.100.00

20

Inoperative for > 2 years / annum

Rs.0.00 As per RBI

21

Deposit claimed by Nominee/heirs

Rs.100.00

22

Account Closure before 12 months

a

Without Cheque   Book

Rs.100.00

b

With Cheque Book

Rs.150.00

23

Account Closure After 12 months

a

Without Cheque   Book

Rs.0.00

b

With Cheque Book

Rs.0.00

24

Transfer of Amount through NEFT/RTGS

As per NEFT/RTGS

25

Transfer of Amount (Loan End use)

Not applicable

26

Change of Nominee

Rs.50/Per Occasion

27

Cash Handling Charges 

a

Upto Rs.50,000/-

Free

b

Above Rs.50,001/- to 2,00,000/-

Free

c

Above Rs.2,00,001/- & Above (Max Rs.500)

Rs.1.00 per thousand

28

Conversion of DEAF account as active account

Rs.0.00 As per RBI

29

Non collection of outward return cheque

Rs.20/- Per week

30

Ammendment of standing Instruction

Rs.25/- Per instruction

31

Loss of Token

Actual + Rs.100

CURRENT BANK ACCOUNT

Sl. No.

Particulars

Service Charges

1

Account Opening Form

Rs.0.00 

2

Nomination Registration Form

Rs.0.00 

3

Change of Nomination Form

Rs.100.00

4

Pass Book

Rs.0.00 

5

Duplicate Pass Book (whichever is higher) 

a

With latest Entry

Rs.100.00

b

Previous Entry Per Page

Rs.0.00

c

Beyond 6 Months

Rs.150.00

6

Pass Sheet / Page (in addition with PB)

Rs.100.00 (First page only) + Additional sheet Rs.10 per sheet

7

Issue of MICR Cheque Book of 20 leaves

Rs.100.00

a

First 20 leaves

Free

8

Balance Enquiry

 Free

9

Issue of Balance Certificate

Rs.100.00

10

Stop Payment Instruction / instrument

Rs.150.00

11

Reversal of Stop Payment Instruction

Rs.150.00

12

Signature Verification

Rs.150.00

13

Penalty for non-maintenance of Min. Balance (Min Balance Rs.1000 with Cheque Book)

Rs.200.00 per Instance

14

Photo Attestation Charges

Rs.100.00

15

Enquiries relating to old records (more than 12 months old)

Rs.100.00

16

Enquiries relating to old records (Below 12 months)

Rs.50.00

a

Record copy of the cheque

Rs.100.00

17

Account Closure before 12 months

Rs.250.00

18

Account Closure After 12 months

a

Local Mailing Charges

Rs.50.00

19

Outstation Mailing Charges

Rs.100.00

20

Inoperative for > 2 years / annum

Rs.0.00 As per RBI

21

Transfer of Amount through NEFT/RTGS

As per NEFT/RTGS

22

Transfer of Amount (Loan End use)

Free

23

Change of Nominee

Rs.100/-Per Occasion

24

Cash Handling Charges 

a

Upto Rs.50,000/-

Free

b

from Rs.50,000/- to Rs.1,00,000/-

Free

c

from Rs.1,00,001/- to 2,00,000/-

Free

d

from Rs.2,00,001/- to 3,00,000/-

Rs.1.00 per thousand

e

Above Rs.3,00,001/- to 10,00,000/-

Rs.1.00 per thousand

f

Rs. 10 lakh and above (Max Rs. 500.00)

Rs.1.00 per thousand

25

Deposit claimed by Nominee/heirs

Rs.200.00

26

Conversion of DEAF account as active account

Rs.0.00 As per RBI

27

Non collection of outward return cheque

Rs.50/- Per week

28

Ammendment of standing Instruction

Rs.50/- Per instruction

29

Half Yearly Charges (Incidental Charges / record Ledger Folio Charges #)

Min Rs.50/-, Rs.1 per record

30

Loss of Token

Actual + Rs.200/-

# for Minimum Balance of Rs. 10,000-00, No Ledger Folio Charges

ALL TERM DEPOSITS EXCEPT RECURRING DEPOSIT

Sl. No.

Particulars

Service Charges

1

Deposit Opening Form

__

2

Nomination Registration Form

__

3

Change of Nomination Form

Rs.100/- Per Occasion

4

Premature Withdrawal Charges

__

5

Maturity Notice Mailing charges

__

6

Issue of Duplicate Deposit Receipt

Rs.100.00

7

Indemnity Bond Proforma charges

Rs.50.00

8

Interest Cheque mailing charges

Actual Postage + Rs.50.00

9

Pass Sheet

Rs.50.00

10

Pass Sheet (Closed Accounts)

Rs.100.00

11

Documentation Charges for Deposit claimed by Nominee/heirs

Rs.100.00

12

Certificate of Interest Earned (Previous Financial Year)

__

13

Certificate of Interest Earned (older than Previous Financial Year & Duplicate p.a.)

Rs.100.00

14

Addition and deletion of Name

Rs.150.00

15

Transfer of Deposit (Proceed)

Rs.50.00

16

Transfer of Deposit (Interest)

__

17

Issue of 15G/15H Form

__

18

Issue of Interest Pay order

Rs.50.00

Any Charges which are not defined above are charged at actuals

RECURRING DEPOSIT

Sl. No.

Particulars

 Service Charges

1

Deposit Opening Form

 __

2

Nomination Registration Form

 __

3

Change of Nomination Form

Rs.100/- Per Occasion

4

Premature Withdrawal Charges

 __

5

Maturity Notice Mailing charges

 __

6

Maturity Amount Cheque mailing charges

Actual Postage + Rs.50.00

7

Pass Sheet / Page (in addition with PB)

Rs.100.00 (First page only) + Additional sheet Rs.10 per sheet

8

Pass Book (one time)

 Free

9

Duplicate Pass Book

Rs.100.00

10

Certificate of Interest Earned (Previous Financial Year)

Free

11

Certificate of Interest Earned (older than Previous Financial Year & Duplicate p.a.)

Rs.100.00

12

If installments not paid within due date

Rs.2.00 per 100 per month

subject to maximum Rs.100.00

13

Execution of Standing Instruction

__

Any Charges which are not defined above are charged at actuals

CLEARING

Sl. No.

Particulars

Service Charges

1

Inward Cheque Presented

__

2

Outward Cheque Presented

__

3

Inward Cheque Returned

Rs.200.00

4

Outward Cheque Returned

Rs.150.00

5

Mailing Charges of Returned Cheque

Rs.100.00

6

Mailing Charges of Outstation Cheque (OBC)

Rs.150.00

7

Outstation Cheque Returned Charges

Rs.150.00

8

Outstation Cheque Realization Charges

Actuals + Rs.100

9

Inward ECS

Rs.200.00

10

Outward ECS

Rs.150.00

11

Cheque Discounting Charges

__

12

DD Discounting Charges

__

RTGS / NEFT

Sl. No.

Particulars

Service Charges

1

RTGS

Rs.2,00,000 – Rs.5,00,000

Rs.0.00 As per RBI

Above Rs.5,00,000

Rs.0.00 As per RBI

2

NEFT

Rs.1 to Rs. 1,00,000

Rs.0.00 As per RBI

Rs.1,00,001 to Rs.2,00,000

Rs.0.00 As per RBI

Above Rs.2,00,000

Rs.0.00 As per RBI

DEMAND DRAFT AND PAY ORDER

Sl. No.

Particulars

Service Charges

CUSTOMERS

NON-CUSTOMERS

DEMAND DRAFT (D.D)

 1

Rs.1 – Rs.1,000

Rs.30.00

Rs.50.00

 2

Rs.1,001 – Rs.10,000

Rs.40

Rs.75.00

 3

Rs.10,001-Rs.50,000

Rs.100.00

 4

Rs.10,001-Rs.1 lakh

Rs.4.00 / 000s

not allowed

 5

Above 1 lakh

Max Rs.400.00

not allowed

PAY ORDER (P.O)

 1

Rs.1 – Rs.1,000

Rs.30.00

Rs.50.00

 2

Rs.1,001 – Rs.10,000

Rs.40

Rs.75.00

 3

Rs.10,001-Rs.50,000

Rs.100.00

 4

Rs.10,001-Rs.1 lakh

Rs.4.00 / 000s

not allowed

 5

Above 1 lakh

Max Rs.400.00

not allowed

1

Issue of duplicate DD

Rs.100.00

Rs.150.00

2

DD Revalidation

Rs.100.00

Rs.100.00

3

Cancellation of DD

Rs.100.00

Rs.100.00

LOCKER

Sl. No.

Particulars

Service Charges

1

Locker Opening Form

Rs.50.00

2

Processing / Bond Charges

Rs.100.00

Penalty for non-payment of rent / year

Sl. No.

Locker Type

Locker Size (in mm)

Penalty

Height X Width X Depth

1

A

114.30 X 149.23 X 501.65

Rs. 100.00

2

B

149.23 X 184.23 X 501.65

Rs. 200.00

3

C

114.30 X 330.20 X 501.65

Rs. 200.00

4

D

179.39 X 239.71 X 501.65

Rs. 200.00

5

E

149.23 X 401.46 X 501.65

Rs. 300.00

6

F

266.70 X 330.20 X 501.65

Rs. 400.00

7

G

179.39 X 511.18 X 501.65

Rs. 400.00

8

H

314.33 X 401.64 X 501.65

Rs. 500.00

9

H1

314.33 X 184.15 X 501.65

Rs. 200.00

10

I

419.10 X 506.41 X 501.65

Rs. 600.00

1

Loss of Key

Rs.500.00 + Actuals

2

Indemnity Bond Charges for Loss of Key

Rs.500.00

3

Installation of Addl. Lock & Key

Rs.500.00 + Actuals

4

Locker Breaking Open Charges

Rs.1000.00 + Actuals

5

Mailing charges for Locker rent Due

Rs.100.00

6

Mailing charges for inoperative locker notice

Rs.200.00

7

Locker contents claimed by Nominee/heirs

Rs.500.00

8

Number of access allowed in a year

20 access free. * Rs.100/- per additional access over & above 15 free access in a year

For opening of Lockers having Savings Bank account Bank account is mandatory